
The “I’m Broke But I Still Ship” Starter Pack
You don’t need Cursor Pro. You need a strategy.
What You Walk Away With
A full toolkit of free + dirt-cheap AI coding assistants that actually work for real projects — no subscription walls, no surprise limits halfway through your build.
Why This Matters
Cursor Pro is $20/mo. Antigravity burns through limits faster than you can say “one more feature.”
Meanwhile, there are tools giving away 1,000 requests/day or unlimited completions — and nobody’s talking about them.
This isn’t about “bypassing” anything. It’s about knowing what exists.
The Actual Benefits
Zero-cost options that handle real projects (not just “hello world”)
Rotation strategy — hit a limit? Switch tool, keep building
Self-hosted options — unlimited, private, yours forever
$3/mo nuclear option — essentially unlimited AI coding
BYOK tools — bring your own cheap API key, skip the middleman
THE COMPLETE FREE AI CODING TOOLKIT
🥇 TIER 1: Completely Free (No Card Required)
Gemini CLI — The Hidden Giant
Google’s terminal AI agent. 1,000 requests/day. 60 per minute. Free.
- Gemini 2.5 Pro with 1 MILLION token context window
- Built-in Google Search, file ops, shell commands
- Works:
npm install -g @google/gemini-cli → login with Google → done
https://github.com/google-gemini/gemini-cli
https://google-gemini.github.io/gemini-cli/
https://geminicli.com/docs/quota-and-pricing/
Reality check: ~10-15 prompts on Pro model, then it falls back to Flash. Still massive for free.
GitHub Copilot Free Tier
- 2,000 code completions/month
- 50 chat requests/month
- Claude 3.5 Sonnet + GPT-4o included
- Works in VS Code, JetBrains, Neovim
https://github.com/features/copilot
Gemini Code Assist
- 180,000 code completions/month (yes, really)
- Works in VS Code + JetBrains
- Same Gemini models as the CLI
https://cloud.google.com/gemini/docs/codeassist/overview
Codeium (Now Part of Windsurf)
- Unlimited autocomplete — forever free
- Trained on permissively-licensed code only
- VS Code, JetBrains, Vim, 40+ editors
https://codeium.com/
Windsurf Free Tier (Post-Acquisition)
- 25 prompt credits/month (≈100 GPT-4.1 prompts)
- Unlimited SWE-1 Lite model (0 credits)
- Unlimited Fast Tab completions
- 1 app deploy/day via Netlify
- BYOK supported — bring your own API key, pay nothing to Windsurf
https://windsurf.com/changelog
https://ainativedev.io/news/ide-free-tier-war-windsurf
https://flexprice.io/blog/windsurf-ai-pricing-breakdown
🥈 TIER 2: BYOK Tools (Bring Your Own API Key)
The hack: These tools are FREE. You just plug in a cheap API key (DeepSeek = $0.14/million tokens).
Aider — Terminal AI Pair Programmer
The Git-native coding assistant. Every AI change = a commit you can review/revert.
- Works with Claude, GPT, DeepSeek, Ollama (local), literally any model
- $0.007 per file with cheap APIs
- Voice commands, image support, auto-tests
pip install aider-install
aider-install
cd your-project
aider --model deepseek --api-key deepseek=YOUR_KEY
https://aider.chat/
https://github.com/Aider-AI/aider
https://aider.chat/docs/install.html
Continue.dev — VS Code/JetBrains Extension
Open-source autopilot for your IDE.
- Tab to autocomplete, chat, edit inline
- BYOK: OpenAI, Anthropic, Ollama, OpenRouter, anything
- Self-host for complete privacy
https://continue.dev/
https://github.com/continuedev/continue
Cline (Formerly Claude Dev)
VS Code extension, agentic coding, reads/writes files autonomously.
- BYOK with any provider
- Works with Z.ai $3 plan (see below)
https://github.com/cline/cline
https://cline.bot/
Roo Code / Kilo Code
Cline alternatives with similar BYOK setup.
- Multi-file editing, agentic workflows
- Privacy-first design
https://github.com/RooVetGit/Roo-Code
https://kilocode.ai/
Void Editor — Open Source Cursor Clone
“What if Cursor, but you owned it?”
- Full VS Code fork
- Direct API connection — no middleman
- Your themes, keybinds, settings transfer in one click
https://voideditor.com/
https://github.com/voideditor/void
Note: Development paused as of late 2025, but still runs.
🥉 TIER 3: Self-Hosted (Unlimited Forever)
Ollama + Local Models
Run AI models on your own machine. Unlimited. Private. Free forever.
# Install
curl -fsSL https://ollama.com/install.sh | sh
# Pull a coding model
ollama pull qwen2.5-coder:7b
ollama pull deepseek-coder-v2:16b
ollama pull codellama:13b
# Run
ollama run qwen2.5-coder:7b
Then connect to Continue, Aider, or any BYOK tool.
https://ollama.com/
https://github.com/ollama/ollama
Best free coding models:
qwen2.5-coder — Best overall for coding
deepseek-coder-v2 — Strong reasoning
codellama — Meta’s coding model
starcoder2 — Great for completions
Tabby — Self-Hosted Copilot
GitHub Copilot, but on YOUR server.
- Real-time suggestions as you type
- 40+ languages
- RAG-based (understands your whole codebase)
- Consumer GPU friendly
docker run -it --gpus all -p 8080:8080 -v $HOME/.tabby:/data \
tabbyml/tabby serve --model StarCoder-1B --device cuda
https://github.com/TabbyML/tabby
https://www.tabbyml.com/
https://tabby.tabbyml.com/docs/welcome/
LocalAI
OpenAI API clone that runs 100% local.
- Drop-in replacement — same API calls work
- GGUF, GGML, GPTQ model support
- CPU or GPU
https://github.com/mudler/LocalAI
💰 TIER 4: The $3/Month Nuclear Option
Z.ai GLM Coding Plan
This is the move if you want “basically unlimited” for pocket change.
$3/month gets you:
- 120 prompts per 5-hour window (resets every 5 hours)
- GLM-4.7 — performs like Claude Sonnet at 1/7th the price
- Works inside Claude Code, Cline, Roo Code, OpenCode, Kilo Code
- No per-token billing — fixed monthly cost
$15/month (Pro):
- 600 prompts per 5-hour window
- Still 13x cheaper than Claude Max
# Setup with Claude Code
# 1. Subscribe at z.ai/subscribe
# 2. Get API key from dashboard
# 3. Add to Claude Code settings
https://z.ai/subscribe
https://docs.z.ai/devpack/overview
https://z.ai/blog/glm-4.7
https://cline.bot/blog/zai-cline-3-dollar-ai-coding
https://www.kdnuggets.com/vibe-coding-with-glm-46-coding-plan
Black Friday pricing (until Dec 5): First year = $22.68 total
https://aiengineerguide.com/blog/z-ai-glm-coding-plan-black-friday-offer-2025/
🔄 THE ROTATION STRATEGY
When you hit a limit, don’t stop. Switch.
Morning: Gemini CLI (1000/day)
↓ hit limit
Afternoon: Windsurf free tier (25 credits)
↓ hit limit
Evening: Cline + Z.ai (120/5hr)
↓ hit limit
Night: Aider + DeepSeek API ($0.14/M tokens)
↓ budget-conscious
Anytime: Ollama local (unlimited)
Monthly total cost: $0–3
Monthly output: Unlimited
⚠️ AVOID: Trae IDE (ByteDance)
Free Claude 3.5 Sonnet + GPT-4o sounds amazing. Here’s the catch:
- 500 network calls in 7 minutes — even with telemetry “off”
- 26MB of data sent to ByteDance servers
- Collects: Hardware specs, file paths, keystrokes, usage patterns
- Telemetry toggle doesn’t actually work — only controls VS Code framework, not Trae’s own collection
- 5-year data retention, shared with ByteDance affiliates
- Remote feature toggle — they can modify your IDE without updates
Security researchers called it:
“A sophisticated data collection system disguised as an IDE” — Unit 221B
Use for: Throwaway projects, learning, nothing sensitive
Don’t use for: Client work, proprietary code, anything you care about
https://github.com/segmentationf4u1t/trae_telemetry_research
https://blog.unit221b.com/dont-read-this-blog/unveiling-trae-bytedances-ai-ide-and-its-extensive-data-collection-system
https://www.theregister.com/2025/07/28/bytedance_trae_telemetry/
https://cybernews.com/security/bytedance-ai-coding-tool-trae-data-collection/
📊 QUICK COMPARISON TABLE
| Tool |
Cost |
Limits |
Best For |
| Gemini CLI |
Free |
1000/day |
Heavy terminal users |
| GitHub Copilot Free |
Free |
2000 completions/mo |
VS Code users |
| Gemini Code Assist |
Free |
180K/mo |
JetBrains users |
| Windsurf Free |
Free |
25 credits + unlimited lite |
Full IDE experience |
| Codeium |
Free |
Unlimited completions |
Autocomplete only |
| Aider + DeepSeek |
~$1-5/mo |
Pay per token |
Terminal + Git lovers |
| Z.ai Lite |
$3/mo |
120/5hr window |
Claude Code/Cline users |
| Ollama Local |
Free |
Unlimited |
Privacy + offline |
| Tabby |
Free |
Unlimited |
Self-hosters |
| Void |
Free |
Unlimited (BYOK) |
Cursor refugees |
🚀 STARTER RECOMMENDATION
If you want ONE setup that covers everything:
- Install Gemini CLI — your daily driver (1000 free requests)
- Install Continue.dev in VS Code — autocomplete + chat
- Set up Ollama — backup when limits hit
- Bookmark Z.ai — $3/mo when you need heavy lifting
Total cost: $0–3/month
Capability: Same as $20+ tools
FULL RESOURCE LIST
All Links (Organized)
Gemini CLI
Aider
Windsurf
Z.ai
Void Editor
Tabby
Continue.dev
Cline/Roo/Kilo
Ollama
Trae Warnings
Mega Guides
You don’t need to bypass anything.
You just needed to know where the free stuff actually is. 